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October 31, 2023
October 31, 2023

USAccidentClaims RESPECTS YOUR PRIVACY Protecting your privacy is very important to us. Customers like you have trusted us with their insurance needs since 2017, and we take our obligation to safeguard and secure your personal information very seriously. We want you to understand how we protect your privacy and when we collect and use your information.

TABLE OF CONTENTS
Information We Obtain From You
Information About Your Transactions
Information From Third Parties
Location Services
Access to and Correction of Personal Information

SUMMARY This summary tells you the basics of our privacy commitment to you-how we collect and use your information, how we protect it, and who can see it. You should read the entire privacy policy below for full details.

1. We obtain personal information from you directly, from your transactions with us, and from third parties
2. such as state motor vehicle departments.
3. We do not collect personally-identifying information from you when you visit our Web site or online services unless you affirmatively provide it to us.
4. We do not allow third parties to collect personally-identifying information from your computer or mobile device when you visit our Web site or use our online services.
5. We do not and will not sell your personal information. 6. Any third parties who perform services for us are required to safeguard any customer information and may only use it regarding performing those services.
7. We extensively secure and limit access to your information.
8. We protect information about potential, current, and former policyholders.

THE INFORMATION WE COLLECT Non-public personally identifiable information (“Information”) is information that identifies you and is not available to the general public. The following sections tell you more about how and when we collect your Information. INFORMATION WE OBTAIN FROM YOU During the quoting, application, or claims handling processes you may give us Information such as your:

Name
Address
Phone number
Email address
Car Make, Year, Model
Date of birth
Insurance

If you gave us your email address, USAccidentClaims may use it from time to time to notify you of such things as new services, special offers, or to confirm transactions. If you do not wish to be contacted by email for non-policy related communications, you may unsubscribe by following the instructions at the bottom of any USAccidentClaims email you receive. If you are a policyholder, you can log in to your account at USAccidentClaims.com, click on “Update Email Preferences” on the right side of the screen and choose the level of communication you’d like to receive from us. If you have not yet enrolled online, you will need to enroll with USAccidentClaims.com to update your email preferences. INFORMATION ABOUT YOUR TRANSACTIONS We may collect Information about your transactions and experiences with us and others, such as your payment history, claims, coverage, and vehicle changes. INFORMATION FROM THIRD PARTIES We may receive Information about you from consumer reporting agencies, which provide us with motor vehicle reports, claim reports, and/or credit information where permitted by law. When you ask for a rate quotation, we may obtain credit information if permitted by applicable state law. Our sales and service representatives do not have access to the details of your credit information. Other companies who view your credit report will not see the USAccidentClaims inquiry. It will be visible only to you. Our inquiry will not affect your credit score or credit rating. If you commit to purchase a policy with USAccidentClaims, we will also confirm your motor vehicle record and claims history. As permitted by law, we may also review your motor vehicle record, claims history, and/or credit information in connection with any renewal. LOCATION SERVICES Your current location is only used if you permit our services to do so. If you allow your location to be obtained using a USAccidentClaims app, or with a browser, we will use this information to return your estimated location. We use this information solely to distinguish your current location and not to identify you. USAccidentClaims does not automatically track your location. ACCESS TO AND CORRECTION OF PERSONAL INFORMATION If you are a resident of Arizona, California, Connecticut, Georgia, Illinois, Maine, Minnesota, Montana, Nevada, New Jersey, North Carolina, Oregon, or Virginia, you have the right to request access to and correction of the personal information that we have collected from or about you. To do so, simply contact USAccidentClaims’s customer service department. If you’d like to correct information that you provided to us, our representative will make the appropriate adjustments to USAccidentClaims’s records. If you wish to correct personal information provided to USAccidentClaims by a third party (such as a credit rating agency) the representative will provide you with the applicable third party’s contact information. Upon the request of residents of other states, we will take reasonable steps to verify the accuracy of the personal information in our records. THE INFORMATION WE DISCLOSE Information about our customers or former customers will only be disclosed as permitted or required by law. Information about you that has been collected is maintained in your policy and or claims records. We use this Information to process and service your policy; to settle claims; with your consent; or as directed by you. We may also disclose it to persons or organizations as necessary to perform transactions you request or authorize. Information about our former customers and about individuals who have obtained quotes from us is safeguarded to the same extent as Information about our current policyholders. Following are some examples of how we may disclose Information: We must exchange Information about you with our agents, investigators, appraisers, attorneys, and other persons who are or will become involved in processing your application and servicing your policy or any claims you may make. When you are involved in a claim, policy information is provided to adjusters and the businesses that will repair your vehicle. We may share Information with persons or organizations that we have determined need the Information to perform a business, professional, or insurance function for us. These include businesses that help us with administrative functions. If the law in your state permits, we may share Information with financial institutions with which we have a joint-marketing agreement. All of these entities are obligated to keep the Information that we provide to them confidential and to use the Information only for the purpose for which the Information was provided. Information may be provided to organizations conducting actuarial research or audits. In this case, you will not be individually identified in any research report. The organization must agree not to redisclose the Information and the Information will be returned to us or destroyed when it is no longer needed. We may also share your Information for other permitted purposes, including:

with another insurance company if you are involved in an accident with their insured
with our reinsurers
with insurance-support organizations that detect and prevent fraud
among the USAccidentClaims companies listed below and other subsidiaries of USAccidentClaims Corporation to offer you additional products and services
with consumer reporting agencies as permitted by law
with medical professionals or institutions in order to verify coverage or conduct operations or services audits
with state insurance departments or other governmental or law enforcement authorities if required by law or to protect our legal interests or in cases of suspected fraud or illegal activities
if ordered by a subpoena, search warrant or other court order

CONFIDENTIALITY AND SECURITY We restrict access to your Information to employees who we have determined need it in order to provide products or services to you. We train our employees to safeguard customer information, and we require them to sign confidentiality and non-disclosure agreements. We maintain strict physical, electronic, and procedural safeguards to protect your Information from unauthorized access by third parties. ADDITIONAL INFORMATION FOR OUR INTERNET USERS We continuously improve USAccidentClaims.com. We are interested in how visitors use our website, what they like and dislike, and where they have problems. We may gather data on how users navigate our site so we can make USAccidentClaims.com an easy place to do business. Our tools may gather data such as what browser a person uses or even what pages are most popular. We may also use this data, in aggregated or anonymized form, to offer you content, products, or services we hope will interest you. We use cookies to improve your experience while using USAccidentClaims.com and our internet apps. Cookies are small files that are stored on your computer. They help us personalize your experience when you return to our website, and they are required for certain portions of our website. Most browsers let you determine whether or not you accept our cookies. If you don’t use cookies, you won’t be able to use certain USAccidentClaims.com features, such as the “remember me” function for policyholders that lets you store your User ID so you don’t have to input it every time you log in from the same computer. USAccidentClaims.com may place small pieces of computer code (embedded objects) on our pages to help our advertising partners count how many customers they referred to our site. We may use these objects to track how many referred customers actually get a rate quotation. We may also use objects placed on other sites to monitor your exposure to our advertising or other offers online. These objects don’t collect any personally identifiable information about you. You can opt out of our advertising service provider(s) and other companies’ tracking cookies used for interest-based ads by visiting the Digital Advertising Alliance’s . We also provide some links to third-party websites that are not owned by USAccidentClaims. USAccidentClaims has no control over their privacy practices and assumes no responsibility in connection with your use of their websites. We recommend that you check the privacy policy of any website before you provide any personally identifiable information. ADDITIONAL INFORMATION FOR USAGE-BASED INSURANCE PROGRAM USERS Additional information for policyholders enrolled in our usage-based insurance program is included in the agreement provided upon enrollment in the program. CALIFORNIA RESIDENTS Under the California Consumer Privacy Act (“CCPA”), California residents have the following rights: (1) the right to know, which is the right to request that USAccidentClaims disclose what personal information we collect, use, and may disclose about them; (2) the right to delete, which is the right to request that we delete personal information that is collected or maintained by USAccidentClaims; and (3) the right to non-discrimination, which is the right to be free from discrimination for exercising any consumer rights under the CCPA. We may limit our responses to any requests under the CCPA as permitted by law. To exercise your rights to know or delete under the CCPA, please click here or call us toll-free at 877-832-0937. For verification purposes only, we will collect a limited number of personal identifiers, send those securely through a verification system, ask you follow-up questions through our online portal or representative, and then confirm whether your identity has been verified. You may also designate an authorized agent to make a request to know or delete on your behalf. To designate an authorized agent, you must provide the natural person, or entity registered with the California Secretary of State, with written permission to submit such a request. You (or your agent) will still be required to verify your identity. However, if an authorized agent has been provided with power of attorney in accordance with the California Probate Code, then no additional written authorization is required. All agents must submit proof to USAccidentClaims that they have been authorized by any consumer(s) to act on their behalf. NOTICE OF COLLECTION FOR CALIFORNIA RESIDENTS: In the 12-month period prior to the effective date of this Privacy Policy, we have collected the following categories of personal information:

Personal identifiers such as a real name, alias, postal address, unique personal identifier, email address, telephone number, insurance policy number, account name, social security number, signature, gender, driver’s license number, physical characteristics, consumer status, and other similar identifiers. We collect this category of information directly from consumers—either online, by phone, or in person. An antifraud service provider may confirm the information a consumer has provided to us and give us additional personal identifiers in response. We may also receive personal identifiers from marketing service providers.
Driving and claims history, including information about any prior accidents or insurance claims. We request this information directly from consumers, but also sometimes receive it from antifraud and risk-assessment service providers.
Vehicle information, such as a vehicle identification number (VIN), vehicle details, including any customizations, and vehicle photos. We collect this information directly from consumers, claimants, auto dealerships, body shops, and other service providers.
Financial identifiers, such as a bank account number, credit card number, debit card number, or other financial information. We generally collect this information directly from consumers. On occasion, we may receive this information indirectly while handling claims.
Medical information, such as details involving the injuries sustained in a car accident, the treatment for such injuries, as well as health insurance information. We receive this information either directly from consumers or their attorneys, or from medical-field third-parties, in accordance with state and federal law.
Commercial information about consumer transactions and experiences with us and others, such as payment history, claims, coverage and vehicle changes. We may receive this information directly from consumers or through their online activities, and sometimes from third-party vendors.
Internet or other electronic network-activity information, which may include commercial information, such as browsing history, online identifier(s), Internet Protocol address, search history, and information regarding a consumer’s interaction with an Internet Web site, application, or advertisement. We collect this information through a consumer’s use of our website or mobile application(s) and third-party partners such as analytics and marketing providers.
Geolocation data. When a consumer asks us to, we may collect geolocation data. For example, you may use our mobile application to find a nearby body shop. We collect this data through our application(s).
Audio, electronic, visual, or similar information, such as recorded statements, photos of damaged vehicles, videos of accident locations, and calls made to our customer service centers, which may be recorded. We receive this information directly from consumers or a claimant’s insurer, through police investigations (i.e. accident reports), and through fraud investigations.
Professional or employment-related information in the form of business contact information and education or employment history, which we only use as permitted by law. We generally collect this information directly from consumers. On occasion, this information is provided to us by third-parties.
Applicant and Employee information, in addition to information in the above categories, this information includes birth certificates (to validate dependents), passport numbers, access badge photos, background and screening data, and protected class characteristics. This information is used in accordance with state and federal laws and is shared with our human-resources service providers.
Inferences drawn from the information we collect when consumers visit our websites, use our mobile apps, or interact with us on our social media platforms, as well as information about consumer preferences and behavior that we collect on our websites and mobile apps.
We collect each of the above categories of information for a variety of purposes, including:

For our core business purposes, such as providing quotes for insurance, processing applications (either for insurance or for employment), establishing and servicing policies, claims handling, providing customer support, and furnishing other insurance services. For example, we use information to verify the driving history and information of our applicants; complete billing, payment and reimbursement obligations; and prevent fraud.
To assess and improve our product and service offerings, including the development of new products and services.
To perform data analysis (including market and consumer search and analytics and trend analysis).
To conduct marketing activities and communicate with you regarding products and services offered by USAccidentClaims and its partners.
To deliver website and mobile app content (including advertising) based on your interests and browsing history.
To enable you to interact with us through social media platforms.
To detect and prevent fraud and other prohibited or illegal activity.
To maintain and enhance the security of our systems, data, and workplace.
To hire qualified employees and maintain our workforce.
To comply with legal obligations and policies.
To bring and defend claims.
For other purposes as permitted by law or to which you consent.

In the 12-month period prior to the effective date of this Privacy Policy, we have disclosed all of the above categories of personal information to service providers that assist us in providing insurance-related services, which include offering quotes, processing applications (both employment and insurance), and claims handling. If you are involved in an accident with another insured individual, we may have to share your information for the permitted purpose of handling that incident. We may also have to share your information with our reinsurers, excess insurers, insurance-support organizations that help us detect and prevent fraud, state insurance departments and other governmental and law enforcement authorities (where required by law or to protect our legal interests or in cases of suspected fraud or illegal activities), with consumer reporting agencies as permitted by law, and if ordered by subpoena, search warrant or other court order. We may disclose personal information to service providers involved in our marketing, verification, data-processing, risk-assessment, security and antifraud efforts, and as required or permitted by federal or state law. For additional information regarding the categories of personal information we have disclosed and the categories of entities with which we have disclosed such information, please see “The Information We Disclose,” above. We have not sold consumers’ personal information in the 12-month period preceding the Effective Date of this Privacy Policy. Please feel free to contact us with questions or concerns regarding our privacy policy and practices by emailing us at admin@USAccidentClaims.com or calling us at 1 888 288 8119. CHANGES TO THIS PRIVACY POLICY We may modify our privacy policy from time to time. The most recent version is always posted at USAccidentClaims.com. When we make changes, we will revise the date at the bottom of this Privacy Policy. ALTERNATIVE FORMAT This policy can be accessed in an alternative format by contacting a USAccidentClaims representative at 1 888 288 8119. WHAT TO DO IF YOU HAVE PRIVACY OR SECURITY CONCERNS If you have a concern about privacy or security at USAccidentClaims, we want to hear about it by mail or email. Please write to us at: Privacy Administration USAccidentClaims 634 W Grand River Ave, Williamston, MI 48895 or email us at admin@USAccidentClaims.com. This Privacy Policy applies to all of the following USAccidentClaims companies:

Government Employees Insurance Company
USAccidentClaims General Insurance Company
USAccidentClaims Indemnity Company
USAccidentClaims Casualty Company
USAccidentClaims Advantage Insurance Company
USAccidentClaims Choice Insurance Company
USAccidentClaims Secure Insurance Company
USAccidentClaims County Mutual Insurance Company
USAccidentClaims Insurance Agency, Inc.

The Effective Date of the revised Privacy Policy is July 1, 2023.

October 31, 2023
October 31, 2023

The material provided on USAccidentClaims.com website, including the information and any images incorporated in the site, is for your personal private non-commercial use only. You may not modify, republish, post or transmit anything you obtain from this website, including anything you download from the site, unless you first obtain our consent. You agree not to engage in systematic retrieval of data or other content from USAccidentClaims.com. We request that you not create any kind of hyperlink from any other site to ours unless you first obtain our permission.

Due to possible linguistic differences, advertising statements in Spanish may not necessarily reflect the content of the policy written in English. In the event of a dispute concerning policy terms, the policy written in English will apply.

It is very important that you read the next two sections carefully.

LIMITATION OF LIABILITY
USAccidentClaims WILL NOT BE RESPONSIBLE FOR ANY DAMAGES OR INJURIES THAT ACCOMPANY OR RESULT FROM YOUR USE OF ITS SITES. THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY: (1) USE OF (OR INABILITY TO USE) THE SITES; (2) USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM ITS WEBSITES; (3) FAILURE OF PERFORMANCE; (4) ERROR; (5) OMISSION; (6) INTERRUPTION; (7) DEFECT; (8) DELAY IN OPERATION OR TRANSMISSION; (9) COMPUTER VIRUS; OR (10) LINE FAILURE. WE ARE NOT LIABLE FOR ANY CONSEQUENTIAL OR INCIDENTAL DAMAGES, WHICH ARE DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY, DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY, OR OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY. FURTHERMORE, EXCEPT AS PROVIDED BELOW, WE ARE NOT LIABLE EVEN IF WE HAVE BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES—OR BOTH.

HOWEVER, IN CERTAIN STATES WHERE THE LAW MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR THESE INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY AND YOU MAY HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES. IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES AND CLAIMS OF ANY KIND, WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, OR THEY ARE CLAIMED TO BE CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT OR ANY OTHER LEGAL THEORY, WILL NOT BE GREATER THAN THE AMOUNT YOU HAVE PAID TO ACCESS OUR SITES.

DISCLAIMER
THE MATERIAL ON OUR SITES IS PROVIDED AS IS. THIS MEANS THAT USAccidentClaims DISCLAIMS ALL EXPRESS AND IMPLIED WARRANTIES ABOUT THE MATERIAL IN THE SITES. THIS INCLUDES, BUT IT IS NOT LIMITED TO, WARRANTIES THAT: (1) THE MATERIAL IS OF ANY PARTICULAR LEVEL OF QUALITY OR IS FIT FOR A PARTICULAR PURPOSE; (2) THAT THE FUNCTIONAL ELEMENTS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE; (3) THAT DEFECTS WILL BE CORRECTED; (4) THAT OUR SITES, OR THE SERVERS THAT MAKE THEM AVAILABLE ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS OR CONDITIONS; OR (4) THAT INFORMATION CONTAINED IN THE SITES IS ACCURATE AS OF ANY PARTICULAR DATE.

We sometimes provide access to other World Wide Websites from our sites or you may have reached our site from another site. However, we do not endorse or approve any products or information offered to you at sites you may reach from our sites or from which you may have reached our site. The Uniform Resource Locator (URL) address in your web browser will tell you if you are still in the USAccidentClaims site or have moved elsewhere.

By providing material on our website USAccidentClaims does not in any way promise that the materials will remain available to you or that you will qualify for the products we offer. USAccidentClaims is entitled to terminate all or part of any of its Websites at any time, without notice to you.

When you select a password and sign-up in order to access USAccidentClaims’s online policyholder services, you agree to the following conditions:

1. USAccidentClaims is authorized to act on instructions received under your password without any requirement to question those instructions;
2. USAccidentClaims is not liable for any unauthorized access to your personal information that is not directly due to the negligence of USAccidentClaims;
3. Your password contains sensitive information and you will keep it confidential and secret;
4. You will notify USAccidentClaims immediately if you believe anyone else has learned your password or if you believe an unauthorized access to USAccidentClaims or your personal information has occurred or may occur;
5. USAccidentClaims may deny access or block any transaction made under your password without prior notice if we believe your password is being used by someone other than you, or if any unauthorized access to your personal information has occurred or may occur, or for any other reason, but we are under no obligation to do so.
6. Violating the Terms and Conditions of Website Use may lead to a revocation of USAccidentClaims website access privileges.

DIGITAL ASSISTANT
USAccidentClaims’s Digital Assistant is intended for informational purposes only. Any information provided is not intended as insurance advice and should not be interpreted as such. Any insurance decision, including coverage amounts, limits, and deductibles, is solely and ultimately the responsibility of the insured, and USAccidentClaims is not liable for any information that is inaccurate, missing, or misinterpreted. The material contained within the Digital Assistant is subject to change at any time, and USAccidentClaims makes no guarantee about the quality or accuracy of said content.

PRIVACY
All information collected from users of our sites is subject to our Privacy Policy, which is incorporated by reference into this agreement. For more information, see our Privacy Policy.

JURISDICTION
Unless otherwise specified, the materials in our site are presented to provide information about the Government Employees Insurance Companies, (collectively “USAccidentClaims”), our insurance products and the insurance business. USAccidentClaims operates and controls its sites from the Company’s headquarters in Chevy Chase, Maryland, in the United States of America, and Maryland law shall govern and control any action concerning the USAccidentClaims sites. We do not in any way imply that the materials on the sites or the products we discuss are available or for use outside the United States or in jurisdictions in which we are not licensed to do business, or that we are soliciting business in any such jurisdiction. By completing an on-line request for a rate quote, you are confirming that you are not a resident in any such jurisdiction.

By using the USAccidentClaims.com website, you agree to these Terms and Conditions of Website Use.

MISCELLANEOUS
These Terms and Conditions of Website Use, and the agreement they create, shall be governed by and interpreted according to the laws of the State of Maryland, without giving effect to Maryland’s conflict of laws principles.

If any provision of this agreement is unlawful, void or unenforceable, it shall not affect the validity and enforceability of any remaining provisions.

USAccidentClaims may modify these Terms and Conditions of Website Use, and the agreement they create, at any time, simply by updating this posting or the information on its website and without notice to you.

Government Employees Insurance Company and its affiliates USAccidentClaims General Insurance Company, USAccidentClaims Indemnity Company, USAccidentClaims Casualty Company, USAccidentClaims Advantage Insurance Company, USAccidentClaims Choice Insurance Company, USAccidentClaims Secure Insurance Company, Colonial County Mutual Insurance Company (non-affiliated) and USAccidentClaims County Mutual Insurance Company insure private passenger automobiles and other vehicles, and through USAccidentClaims Insurance Agency, Inc. provide homeowner and other types of insurance, all for qualified applicants. The companies market collectively under the trade name USAccidentClaims.

ARBITRATION AGREEMENT
Any dispute or claim relating in any way to your use of this website, including any related calls texts or other communications, will be resolved by binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify. This includes claims against our clients, vendors, and Marketing Partners, which are third party beneficiaries, of the arbitration agreement. The Federal Arbitration Act and Federal Arbitration law apply to this agreement.

There is no judge or jury in arbitration, and court review of an arbitration award is limited. However, an arbitrator can award on an individual basis the same damages and relief as a court (including injunctive and declaratory relief or statutory damages), and must follow the terms of these terms as a court would.

The arbitration may be conducted by the American Arbitration Association (AAA) under its rules, including the AAA’s Supplementary Procedures for Consumer-Related Disputes. The AAA’s rules are available at www.adr.org or by calling 1-800-778-7879. You may choose to have the arbitration conducted by telephone, based on written submissions, or in person in the county where you live or at another mutually agreed location.

We each agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated or representative action. If for any reason a claim proceeds in court rather than in arbitration we each waive any right to a jury trial. We also both agree that you or we may bring suit in court to enjoin infringement or other misuse of intellectual property rights.

In the rate quote application, photos are of models; testimonials are from actual USAccidentClaims policyholders.

 

October 31, 2023
October 31, 2023
  • LeadCreations.com LLC
  • AK Leads Private Limited
  • EDM Leads Network
  • PLI Marketing
  • 4A Communication And Technologies PVT LTD
  • SolidQuote LLC
  • Marketing Partners
  • US Medicare Solutions
  • Health Solutions Direct LLC
  • Senior Protect Solutions, INC.
  • Trusted Senior Specialists
  • QuoteManage LLC
  • Ascend Health
  • Advantage Health
  • Advise Insurance
  • AHG Insure
  • American Select
  • Axad LLC
  • Astoria Company Marketing LLC
  • Boost Health Insurance
  • Boost Marketing Inc
  • EHG Group
  • Flex Rates LLC
  • Health Insurance Alliance LLC
  • Feugo Leads LLC
  • Health guys
  • >Health IQ
  • Healthworks
  • Insurance Line One
  • Insure Farm
  • Rocket Health Insurance
  • TZ Insurance Solutions
  • Insure Farm
  • Nexlevel
  • Family First Insurance Advisors
  • Select Quote
  • Tobias and Associates
  • >True Coverage
  • >Resource Connect
  • >Better Living Health Services
  • >Brighter HealthCare
  • >Senior Protection, LLC
  • Adolicious
  • GoHealth
  • DigitalTelemarketingSolutions.
  • US Senior Healthcare Advocates
  • QuoteManage LLC
  • BrokerCalls LLC
  • 1800 Remodel
  • 21st Century Insurance
  • 5 Star Auto Protection
  • Allstate
  • Nationwide
  • Currently not insured
  • Company not listed
  • AFLAC
  • State Farm
  • Amica
  • Farmers
  • Geico
  • 21st Century
  • Liberty Mutual
  • Esurance
  • Progressive
  • American Family
  • AAA
  • Travelers
  • Liberty Insurance Corp
  • Auto Club Insurance Company
  • AARP
  • USAA
  • The Hartford
  • Country Insurance and Financial Services
  • Kemper Lloyds Insurance
  • Farm Bureau/Farm Family/Rural
  • The General
  • MetLife Auto and Home
  • SAFECO
  • CNA
  • Metropolitan Insurance Co.
  • Mega/Midwest
  • Allied
  • Hanover Lloyd’s Insurance Company
  • Fireman’s Fund
  • Arbella
  • Erie Insurance
  • Dairyland Insurance
  • State National
  • American Casualty
  • Mercury
  • AIU
  • American Service Insurance
  • National Insurance
  • Safeway Insurance
  • American Automobile Insurance
  • Infinity Insurance
  • Taurus SE
  • Stratus SXT
  • Escape SEL
  • Citizens
  • American Alliance Insurance
  • Sentinel Insurance
  • Viking Insurance
  • United Insurance
  • Electric Insurance
  • Lumbermens Mutual
  • Shelter
  • Mass Mutual
  • GMAC
  • Taurus SEL
May 8, 2023
May 8, 2023

When investigating your compensation claim, we’ll always try and establish who was responsible for your accident, and work hard to get an admission of liability from them. If this is possible, then your case can be settled without court proceedings.

This is the case for the vast majority of the claims we pursue.

However, if the person responsible will not admit fault, or the value of your claim cannot be agreed, then court proceedings may be necessary.

May 8, 2023

If You Suffered an Injury in an Accident, We Can Help Make Sure You Get The Settlement You Deserve!

Our attorneys and legal professionals have handled countless claims with big insurance companies. We know the tips for combating the company’s tricks they use to pay out as little as possible, even when their customers caused your injuries. Or even when you’re one of its customers, and need to file a claim.

How Soon Should I Make A Claim?

Although you usually have three years after the date of an accident to make a claim for compensation, it’s a good idea to contact a solicitor as soon as possible.

Contacting a law firm early means the investigation of your accident can get underway while memories of the incident are still fresh in the minds of all involved.

There are some exceptions to the three year time limit for making a claim. They are:

  • Mental Capacity – if a loved one lacks the capacity to make a claim themselves, there is no time limit for making a claim on their behalf.
  • Children – claims can be made at any point before your child turns 18. After that, your child can make a claim up until the age of 21.
  • Road Traffic Accidents Abroad – time limits in other countries can be shorter than in the UK. However, depending on the circumstances of your accident, you may still be able to make a claim under UK law.
  • Criminal Injuries – in cases where your injuries were caused by a deliberate act, a claim can also be made through the Criminal Injury Compensation Authority. However, in these cases a time limit of two years applies from the date of the incident.

If you’re unsure about whether you should begin the claims process or not, you can contact us.